TOOLS & CALCULATORS
See your numbers before you talk to anyone
Each tool takes 2–3 minutes. Answer a few questions about your operation, and get a personalized analysis with real data, plus a script for what to say when you walk into your agent’s office or your local NRCS.
Dealing with a disaster right nowFiguring out insurancePlanning a conservation projectPreparing for a USDA office visit
Start Here
EQIP TOOL
EQIP Cost Estimator
Select conservation practices, enter quantities, and see approximately what NRCS may cover and what you could pay out of pocket.
Estimate your costs →
ALL PROGRAMS
Program Eligibility Screener
Answer 8 quick questions about your operation and get a personalized action packet, call script, and document checklist. About 2 minutes.
Check your eligibility →
CROP INSURANCE
LRP Calculator
Price insurance for your cattle. See what it would cost to put a floor under your selling price, and what happens when markets drop.
See your coverage options →
EMERGENCY
Emergency Triage
Answer 3 questions about what happened and get your exact disaster program list with filing deadlines and priority order.
Get your action plan →
DISASTER PROGRAMS
Drought Dashboard
Check your county’s drought status and see which USDA disaster programs you qualify for right now.
Check your county →
Insurance
CROP INSURANCE
ARC vs PLC Election Calculator
Compare ARC-CO and PLC for your crops with the new OBBB reference prices. See which election pays more for your county and commodities.
Run the comparison →
CROP INSURANCE
PRF Rainfall Analysis
78 years of rainfall data for your grid. Find out which two-month intervals actually protect your hay or grazing operation, not just which ones pay out most often.
Run the analysis →
CROP INSURANCE
Livestock Risk Protection Calculator
Price insurance for your cattle. See what it would cost to put a floor under your selling price, and what happens when markets drop.
See your coverage options →
CROP INSURANCE
LRP Historical Performance
Would LRP have paid off? See 20+ years of actual premium vs. indemnity data for cattle price insurance.
See the track record →
CROP INSURANCE
Crop Insurance Coverage Explorer
Pick your crop, enter your APH, and see every coverage level from 50% to 85% with premiums, subsidies, and ECO/SCO endorsement math, using 2026 projected prices.
Explore coverage options →
CROP INSURANCE
APH Calculator
Enter your yield history and see exactly how your Actual Production History is calculated. Understand yield exclusion, plug yields, and why you should always report, even in good years.
Calculate your APH →
EXTERNAL
RMA Price Discovery
Look up current projected prices, harvest prices, and volatility factors for any covered commodity. These are the official RMA numbers used to calculate your crop insurance guarantee.
Open RMA portal ↑→
CROP INSURANCE
Enterprise vs. Optional Units
Compare enterprise units (cheaper) vs. optional units (more targeted protection). Enter your fields and see the premium difference and what happens in a localized loss.
Compare unit structures →
Conservation Planning
EQIP TOOL
EQIP Cost Estimator
Select conservation practices, enter quantities, and see approximately what NRCS may cover and what you could pay out of pocket. National average estimates for planning.
Estimate your costs →
EQIP GUIDE
EQIP Scoring Guide
EQIP is competitive. About 44% of applications get funded nationally. Here are the 8 factors that affect your score and how to improve each one.
Read the guide →
GRAZING TOOL
Grazing Plan Calculator
Calculate stocking rates, rotation schedules, and rest periods for your operation. Get a printable summary to bring to your NRCS conservationist.
Plan your rotation →
RANCH TOOL
Cow-Calf Breakeven Calculator
Enter your herd size and annual costs per cow to see your breakeven calf price per pound and per cwt. Compare against current feeder cattle futures.
Find your breakeven →
ALL PROGRAMS
Program Payment Estimator
Enter your operation details and see rough planning estimates for what each major USDA program could mean for your operation over 5 years.
See your estimates →
Disaster & Weather
EMERGENCY
Emergency: What to Do Right Now
Answer 3 questions about what happened and get your exact disaster program list with filing deadlines, priority order, and a call script for FSA.
Get your action plan →
DISASTER PROGRAMS
Drought & Disaster Dashboard
Check your county’s drought status and see which USDA disaster programs you qualify for right now, with updated OBBB trigger rules.
Check your county →
DISASTER PROGRAMS
LFP Payment Calculator
Estimate your Livestock Forage Disaster Program payment. Enter livestock type, head count, and drought severity to see what FSA may pay.
Estimate your payment →
ALL PROGRAMS
USDA Deadline Calendar
Every USDA program deadline in one place. PRF enrollment, EQIP batching, disaster filing windows, acreage reporting, so you never miss a window.
See all deadlines →
Office Prep
OFFICE PREP
What to Say When You Walk In
Word-for-word scripts for your USDA office visit. Know exactly what to say, what to bring, and what to ask, for EQIP, CSP, FSA loans, LFP, crop insurance, and more.
Get your script →
OFFICE PREP
Document Checklist Generator
Select which programs you’re applying for and get a personalized, printable checklist of every document to bring to your USDA office visit.
Build your checklist →
OFFICE PREP
Action Packets
One-page printable PDFs for each program. What it is, what to bring, what to say, take it to your USDA office visit.
Download a packet →
OFFICE PREP
What Happens After You Apply
Step-by-step timelines from application to payment for EQIP, CSP, CRP, FSA loans, and disaster programs. Know what to expect at every stage.
See the timeline →
ALL PROGRAMS
Program Eligibility Screener
Answer 8 quick questions about your operation. You’ll get a printable action packet, call script, document checklist, and questions for your USDA meeting. About 2 minutes.
Check your eligibility →
Reference & Policy
POLICY UPDATE
One Big Beautiful Bill Act. What Changed
Plain-English guide to the OBBB agriculture provisions. LFP trigger changes, crop insurance updates, ARC/PLC improvements, new base acres.
Read the guide →
ALL PROGRAMS
Deadlines Explained
What each USDA deadline means for your operation. Who it applies to, what to do, and who to contact — in plain English.
Read the guide →
ALL PROGRAMS
Program Stacking Guide
Which USDA programs can you combine on the same land? Interactive guide to stacking EQIP, CSP, CRP, crop insurance, disaster programs, and state cost-share.
See what stacks →
REFERENCE
Program Comparison Table
Side-by-side comparison of EQIP, CSP, CRP, FSA loans, and disaster programs. What each pays, who qualifies, and how they differ.
Compare programs →
REFERENCE
State Cost-Share Programs
State-level conservation and cost-share programs that can stack on top of EQIP, CSP, and other federal programs. Find what your state offers.
Browse state programs →
ANNUAL UPDATE
What Changed for 2026
All the USDA program changes, new payment rates, updated deadlines, and policy shifts that affect your operation this year.
See what changed →
EQIP GUIDE
EQIP Application Didn’t Get Funded?
Why applications score low, seven things to do before reapplying, and other programs that might help while you wait.
Read the recovery guide →
Resources
ABOUT
About Farmer’s Navigator
Who built this, why it exists, and how we keep the information accurate. A free resource from a working ranch family.
Read more →
REFERENCE
Glossary
Plain-English definitions for USDA program terms, acronyms, and jargon. Searchable and linked from across the site.
Browse terms →